Integrative Wealth Management: Our View Over the past half-century, our American health care system has evolved from a model dominated by general practitioners— physicians treating a geographically concentrated group of patients across a wide range of ailments—to one dominated by specialists, each of which treats an ever-growing number of patients with a progressively narrower set
Q3 2013
Sticking to Your Investment Diet Government statistics tell us that more than one-third of Americans are obese1, a fact that is affirmed by television, radio, and magazine advertisements promoting an endless variety of diets and weight-loss plans. These range from well-reasoned and medically sound approaches to the latest fad diet or celebrity-endorsed regimen. All have
Q2 2013
I-Harmony: Marrying Investment Goals and Assets The goals-based approach to investing seeks to maximize the probability of achieving each investor’s unique financial goals. This framework recognizes that certain goals have a higher priority than others, and that higher priority goals should be funded with portfolios exhibiting less variability or uncertainty in their future outcomes. In
Q3 2012
Creating a Financial Hierarchy of Needs Defining, quantifying, and prioritizing our financial goals are the first steps in the Goals-Based investing framework. This process is highly personal and unique to each family and even to each household and individual within that family. Nonetheless, three observations about human behavior tend to accurately describe all of us
Q2 2012
What Now? Sixty Years of Modern Portfolio Theory This spring, Queen Elizabeth II will lead a flotilla of 1,000 ships, boats, and barges on a seven-mile trip down the Thames River. Among the watercraft in this pageant will be the 88-foot barge Gloriana, a gilded replica specially built for the event and named in honor
